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Financial planning: Why every family needs a financial plan – even if you’re already doing okay

1st June is the Global Day of Parents, the perfect opportunity to reflect on the responsibilities of a parent. You might be doing ok financially but are your family protected against those dreaded ‘what if…?’ moments?   A good salary is not a financial plan Being a parent changes everything. Overnight, we become the protectors…

Retirement planning: Is lifestyle creep ruining your retirement?

When we make more money, we tend to spend more money, and what were once luxuries become necessities. However, if lifestyle creep gets out of hand, it could negatively impact your long-term financial plan. It’s all about finding a balance… What is lifestyle creep? Lifestyle creep, otherwise known as lifestyle inflation, occurs when you start…

Investment management: Market downturns aren’t losses – unless you sell

Unsettled by the markets? It’s totally understandable. However, it’s crucial to remember that paper losses are just that until you sell. And history tells us that staying invested is your best course of action right now. Market turmoil unsettling for investors If you have investments, you’re probably feeling at least a little bit anxious about…

Financial planning for couples: How to manage joint finances

Making a romantic commitment is primarily about love and emotional connection however there’s no denying that financial considerations have a huge impact on the quality and stability of any long-term relationship. How can couples navigate money matters to maintain a healthy relationship? Check out our six tips on how to manage your finances as a…

Building a nest egg. Financial planning

Investment management: Building your nest egg without putting all your eggs in one basket

Diversification is key to investment success. This Easter, check out our quick guide on how to build a nest egg without putting all your eggs in one basket.   The importance of building a nest egg It’s Easter, so let’s talk eggs…. nest eggs. The term nest egg is often used when discussing retirement planning,…

Maternity insurance: A must for expat parents-to-be

Younger expatriates thinking of starting a family need to plan carefully to avoid high out-of-pocket costs during pregnancy and childbirth. These are the main considerations to think about. The cost of having a baby in Asia Having a family is always expensive, but expatriates in Asia have to consider additional costs that they might not…

Retirement planning: Four golden rules for expatriates in Asia

A UK state pension is a great addition to a pension pot, but it won’t be enough for a comfortable retirement. If you’re looking for long-term financial security, you need a plan. Check out the four golden rules of retirement planning. Don’t rely on a UK state pension  The UK government’s recent decision to open…