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Retirement planning: How has the cost of living crisis affected your pension pot?

Recent research shows a shocking rise in the pension pot needed for basic retirement and highlights the need for effective retirement planning. Is your retirement fund inflation-proof?   The problem: rising costs are eroding the value of pension savings To say the cost of living crisis is playing havoc with pensions is an understatement. At…

Financial planning. When is a good time to save

Financial planning: The A-Z of spending less and saving more

‘Do not save what is left after spending; instead, spend what is left after saving.’  How do you follow this advice from uber-investor, Warren Buffet? We’ve put together this A-Z list to show you exactly how.   Why you should save before spending Prioritising saving over spending is crucial for achieving long-term financial stability and…

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Education fee planning: With AI replacing many jobs, is it still worth getting a degree?

With AI replacing white-collar jobs in numerous fields and the cost of a degree continuing to rise, is it still worth getting a degree? We consider the merits of university education, highlight some important considerations for potential undergraduates and give some tips on education fee planning. AI and the evolving job market According to Accenture,…

Self Care. Financial Planning

Financial planning for self-care: the why and the how

24th July is International Self-Care Day. What does that have to do with financial planning? Well, a lot actually. Financial wellbeing and mental health are inextricably linked so improving your financial health will boost your overall wellbeing. Financial wellbeing and mental health The World Health Organisation places so much importance on self-care that it has…

High earner, no savings

Financial planning problems: Six-figure salary and broke? You’re a HENRY

If you earn six figures and still feel constantly broke, you’re a HENRY. A financial adviser can help you take control of your finances and make you rich! What is a HENRY? Does your household earn between $100,000 and $250,000 yet you constantly feel broke? Then you are a HENRY: High Earner Not Rich Yet.…

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International Widow’s Day: Financial planning to support your loved one in times of loss

The UN observes International Widow’s Day on 23rd June to address the poverty faced by widows around the world. We outline how you can plan to protect your loved one financially in the event of your death. Financial planning for times of loss It is estimated that nearly one in ten widows worldwide lives in…

Teaching in Asia

How smart expatriate teachers in Vietnam can become millionaires!

You’re young, responsibility-free and living the life in Asia. Saving can wait, right? Well, actually, you might want to reconsider. We look at the BIG reason why saving now is the smart thing to do: compound interest.   Saving is boring… or is it? We’ve met a lot of teachers and most find the teaching…

Children. Teachers and Savings

The easy way for expatriate teachers to save and invest

If you’re serious about saving while teaching in Asia, you’ll need to ditch the low-interest bank savings accounts and embrace alternative investment options. If that sounds scary, there is a stress-free way to do it. We explain unit cost averaging and how Infinity can help you make the right investment decisions.   Investing for a…

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Financial wellbeing challenge – Why an emergency fund is a must-have

When you start saving, the first thing you should do is accumulate an emergency fund. We talk you through the why and how. What is an emergency fund? If you’ve ever lived hand-to-mouth, you’ll know just how stressful it is. The constant worry that an unexpected expense will arise to completely derail your finances is…