A leading provider of expat financial services and wealth management services across Asia.
As any parent of a teenager thinking about further education will tell you, the cost of a degree is gasp-inducingly expensive. A home or EU undergraduate will, for example, pay £9,250 in fees in the 2019-20 academic year for the privilege of an Oxford University education, while overseas students will pay as much as £36,065.…
The trade war between the US and China rumbles on and China unexpectedly took things up a gear at the beginning of August by employing another weapon in its armoury: the yuan. China’s central bank took the decision to devalue its currency by almost 2% against the US dollar not once but twice, bringing its…
Health insurance is an equally contentious subject. Many people don’t see the point in investing in a comprehensive health insurance policy although we think that is absolute madness considering the skyrocketing cost of healthcare, which is rising far ahead of inflation. Others have false ideas regarding what they are covered for or what the exclusions…
‘Inverted yield curve’ is a term which has been bandied around a lot in the media recently. That’s because the US is experiencing one right now and inversions of the yield curve are often viewed as an indicator that a recession is imminent. Every US recession since the 1950s has been preceded by an inverted…
A level results came out in the UK last week with over 300,000 students finding out whether they had made the grade. Fewer students received A and A* grades this year with a drop of 0.9 percentage points, the biggest fall since records began. 25.5% of grades were in the top brackets. Those who achieved…
Did you hear about the billion pound funds which are in the dog house? Well you can read all about them in volume 2 of Tilney’s Spot the Dog guide for 2019. Billed as ‘The Guide fund managers would like to ban’, the quarterly publication lifts the lid on under performing funds and fund managers.…
The behaviour gap in a financial sense describes the gap between investment returns and investor returns. To put it in other words, this is the difference between what we should do with our investments and what we actually do. The problem with investing is that emotions can take over and lead us to make unwise…
Having worked as a financial planner for over 15 years, I’ve heard many misconceptions surrounding retirement planning. Here are six of the biggest retirement myths that I hear. I hope reading these provides food for thought and spurs you into action if you have neglected to think about securing your financial future. 1. I…
From the title of this post you might be expecting me to recommend a superstar fund to invest in or an unmissable Cypto coin…. But no, I’m talking about something much simpler: paying off your credit cards and other ‘bad’ debts. If you have debts, eliminating them is the best investment you will make this…
Anyone who is serious about getting their finances in order needs to consider their medical insurance, which comes under the wealth protection umbrella of financial planning. It’s key to have good medical cover which will give fast and efficient access to the treatment you need if you, or a member of your family, suffer from…