A leading provider of expat financial services and wealth management services across Asia.
Are you anxious about your finances? If you are, you’re certainly not alone. Anxiety is reaching epic proportions around the world and finance is high on the list of things that people worry about. In one US survey 85% of those questioned suffered from financial anxiety in one form or another and around two thirds…
2019 was a bumper year for stock markets. The UK’s FTSE 100 rose by 12% over the course of the year, ending not far off its record high, while the S&P 500 in the US jumped an impressive 28%. The same story played out across the globe with the CAC in France, the German Dax,…
All those deemed to be ‘British-domiciled’ are potentially liable to IHT, so how do you know if that’s you if you’ve been an expat for a lengthy period of time? Rather frustratingly, it’s very difficult to ascertain whether or not you’ve lost your domicile, and a multitude of factors are taken into consideration by HMRC,…
Health insurance in Asia is vital to protect you or your family against the risk of incurring medical expenses in the case of illness or injury. It’s particularly important for expats living abroad as they rarely benefit from the same level of state healthcare as in their home country. While reading the small print is dull (and most people skip…
Vietnam wouldn’t be Vietnam without motorbikes, they are part of the very fabric of the country. Mr Google says that there were over 45 million registered motorcycles jostling for position on the country’s roads in 2017. And of course this two wheeled mayhem on the streets combined with, let’s face it, often chaotic driving styles with plenty of drivers skipping red lights, riding in the wrong lane or…
Have you made the standard health/diet/personal growth resolutions this year, or are you one of the growing number of people who are making resolutions targetting finances? According to a Fidelity survey, 67% of those interviewed were looking to make a financial resolution as the new decade dawned – a 6% increase on last year. The start of a new decade is…
Excluded property trusts don’t sound terribly sexy but if you are a UK expat with a non-UK domiciled spouse they could be just what you are looking for to solve a thorny inheritance tax (IHT) issue. Excluded property is a technical term used within IHT legislation to describe assets which are exempt from IHT. Excluded…
It’s almost a wrap for 2019. I’m sure I’m not alone in thinking that the years pass by more and more quickly but this one has gone particularly fast for me with the excitement of relocating to Vietnam and starting a new life. As this momentous year comes to a close, my thoughts are turning…
Lots of expats relocating to Vietnam come to try their luck at running their own restaurant or coffee shop. The economy is thriving but competition is fierce so it’s important to have a watertight business plan to give a business the best chance of success and insure your business against risk. There are many administrative…
While the baby boomer generation of postwar Britain benefitted from numerous privileges including free university education and full employment, soaring house prices and generous final salary pensions, it’s been a trickier ride for those that came after. Indeed, millennials are staring down the barrel of a far bleaker financial future. How can parents protect their…