Compound interest

Financial wellbeing challenge: Compound interest: friend or foe?

If you’re a saver, compound interest is your friend, steadily boosting your savings over time. However, if you’re in debt, it is a formidable foe that can have a significant negative impact on your financial well-being. We take a look at how compound interest escalates debt.   Compound interest: savings booster or debt escalator We’ve…

Step by step guide to financial wellbeing

Financial wellbeing challenge: a step-by-step plan to managing debt

April’s theme for our financial well-being challenge is debt management. There is no doubt that taking control of your debt will significantly improve your financial – as well as your physical – well-being. How do you go about it? Follow our step-by-step guide. The link between debt and wellbeing Debt and well-being are inextricably linked.…

world-earth-day-concept-earth-in-hands-on-grass

World Earth Day: can going green with your investments really make a difference?

22nd April is World Earth Day, a global call for individuals and businesses to champion environmental sustainability. With increasing numbers of investors switching to ESG investments we take a look at whether prioritising ‘green’ investments really can make a difference in the ongoing fight to mitigate climate change. What is ESG investing? It’s impossible to…

Australian Tax for expats

Financial planning for Australian expatriates: is it time to review your assets in Oz?

Proposed changes to Australian tax residency coming into force in July 2024 could have a significant impact on Australian expatriates living in Asia. Are you prepared?   Proposed changes to Australian tax residency In July 2023, the ATO published its consultation paper Modernising individual tax residency. It outlines proposed changes to Australian tax residency designed…

Savings. Financial Planning

Financial planning challenge: how to get into a savings habit and why it’s important

The only way to build wealth over the long term is to prioritise saving. We explain why and how you should prioritise saving.   Why prioritise saving? ‘Do not save what is left after spending but spend what is left after saving’   These oft-quoted wise words come from none other than investor extraordinaire, Warren…

20-money-saving-ideas-for-2023

Financial planning challenge: how to budget to achieve financial wellbeing

Budgeting is just as important for households as it is for businesses, yet many households fail to get a grasp on their income and expenditure. If that resonates with you, here’s a step-by-step guide to establishing a budget, which will bring you another step closer to financial wellbeing.   Why do I need to budget?…

expats-financial-concerns

Accountability counts: How a financial adviser can help you achieve your financial goals 

If you struggle with saving and investing for retirement, a financial adviser could be the missing link to help you achieve your financial goals. Science proves that accountability makes a huge difference to goal achievement. Is it time to work with an adviser who will hold you accountable for your financial decisions?    The challenge…