Retirement Planning

Financial wellbeing challenge: Retirement planning is essential if you don’t want to work into your 70s

Blackrock CEO, Larry Fink, has warned that retiring in your 60s may become impossible for the majority of workers. If you want to choose when and how to retire, retirement planning is the only way.   Retiring in your 60s: an impossible goal? People are living longer and the cost of living is rising. Both…

Family Health Insurance

Financial planning for families: Cancer rates rising in under 50s. Is your family protected?

Cancer is a contemporary epidemic with one in two people predicted to develop the disease at some point in their lives. And rates are rising fastest in under 50s. How can you protect your family against the financial fallout of cancer?   Cancer rates rising in under 50s This week, Cancer Research UK highlighted the…

money-coin-banknote-with-calculator-with-note-start-saving-emergency-fund

Financial wellbeing challenge – Why an emergency fund is a must-have

When you start saving, the first thing you should do is accumulate an emergency fund. We talk you through the why and how. What is an emergency fund? If you’ve ever lived hand-to-mouth, you’ll know just how stressful it is. The constant worry that an unexpected expense will arise to completely derail your finances is…

Step by step guide to financial wellbeing

Financial wellbeing challenge: a step-by-step plan to managing debt

April’s theme for our financial well-being challenge is debt management. There is no doubt that taking control of your debt will significantly improve your financial – as well as your physical – well-being. How do you go about it? Follow our step-by-step guide. The link between debt and wellbeing Debt and well-being are inextricably linked.…

world-earth-day-concept-earth-in-hands-on-grass

World Earth Day: can going green with your investments really make a difference?

22nd April is World Earth Day, a global call for individuals and businesses to champion environmental sustainability. With increasing numbers of investors switching to ESG investments we take a look at whether prioritising ‘green’ investments really can make a difference in the ongoing fight to mitigate climate change. What is ESG investing? It’s impossible to…

20-money-saving-ideas-for-2023

Financial planning challenge: how to budget to achieve financial wellbeing

Budgeting is just as important for households as it is for businesses, yet many households fail to get a grasp on their income and expenditure. If that resonates with you, here’s a step-by-step guide to establishing a budget, which will bring you another step closer to financial wellbeing.   Why do I need to budget?…

expats-financial-concerns

Accountability counts: How a financial adviser can help you achieve your financial goals 

If you struggle with saving and investing for retirement, a financial adviser could be the missing link to help you achieve your financial goals. Science proves that accountability makes a huge difference to goal achievement. Is it time to work with an adviser who will hold you accountable for your financial decisions?    The challenge…