{"id":9714,"date":"2022-02-09T14:54:12","date_gmt":"2022-02-09T06:54:12","guid":{"rendered":"https:\/\/www.infinitysolutions.com\/?p=9714"},"modified":"2022-02-09T14:56:58","modified_gmt":"2022-02-09T06:56:58","slug":"working-out-your-investment-objectives","status":"publish","type":"post","link":"https:\/\/www.infinitysolutions.com\/blog\/working-out-your-investment-objectives\/","title":{"rendered":"Working Out Your Investment Objectives"},"content":{"rendered":"

Your financial plan will be based on your goals, your risk profile and your current financial situation which together determine your investment objectives. Here we look at some common objectives and the type of portfolio that might suit. But first, a word about risk! <\/em><\/p>\n

The link between risk and reward<\/strong><\/span><\/h4>\n

All investment involves risk. Generally speaking, the more risk you take, the greater the potential for gain but the opposite is also true \u2013 you could end up losing big. It is important that you work out your risk tolerance so that you are investing with that in mind.<\/p>\n

It can be hard to understand the level of risk that you can afford to take, and this is where the guidance of a professional financial planner can be invaluable. They have sophisticated profiling tools which will take the guesswork out of the process.<\/p>\n

Seven basics on investment risk:<\/strong><\/span><\/h4>\n
    \n
  1. The higher the expected rate of return, the greater the risk<\/li>\n
  2. High returns are not possible with little or no risk \u2013 if someone promises this, it\u2019s best to give them a wide berth!<\/li>\n
  3. When it comes to investment, past success is no guarantee of future performance<\/li>\n
  4. The younger you are, the more risk you can afford to take as you have a long time to recoup losses<\/li>\n
  5. Markets are volatile \u2013 investments will go up and down and this is something you will have to accept as part of the investment process<\/li>\n
  6. For most investors looking to save for retirement, buy and hold is the most appropriate strategy<\/li>\n
  7. Timing the markets is very difficult to do and to be avoided unless you can afford to lose your money<\/li>\n<\/ol>\n

    Risk and investment objectives<\/strong><\/span><\/h4>\n

    Below we look at some of the common investment objectives that our clients have and the best portfolio options for them. Infinity is proud to be the sole partner in Asia of Tilney, one of the world\u2019s leading investment management firms based in the UK with a solid pedigree and assets under management of \u00a365billion. They offer a range of investment funds to fit all investment profiles and we have recommended which of these is suitable in the following scenarios.<\/p>\n