One of the most common reasons potential clients first make contact with us is that they have received a large sum of money, often an inheritance, and they want advice regarding how best to invest it. The inheritance or windfall is probably a larger sum than they have had to play with previously and therefore acts as a catalyst to getting their financial affairs in order.<\/p>\n
Of course, reactive financial planning is better than no financial planning but given that we all know that we are going to retire (an early death notwithstanding) and we all know that the state will not provide nearly enough for a comfortable life when we stop working, reactivity seems a bit foolish.<\/p>\n
That\u2019s not meant as a criticism. With our turbo-charged 21st<\/sup> century lives, it is easy to see how financial planning falls through the cracks. The incessant helicoptering between work, family commitments and socialising in the present makes it difficult to find time to think about and plan for the future.<\/p>\n However, a proactively-managed financial future is probably going to be a rosier one that the reactive one which circumstance may force you into (or not, which is even worse). I recently read that only 10% of people have a financial plan. If you\u2019re in the 90% that hasn\u2019t, what are you waiting for?<\/p>\n Do you want to spend your supposedly golden years worrying about whether you can pay the gas bill? Personally, I\u2019d rather be browsing holiday websites deciding on the next exciting destination to visit. And that requires some forward thinking, and saving. Just as successful businesses are all in the planning, the same is true for a \u2018successful\u2019 retirement i.e. one in which you have no major money worries and have the freedom to live the life you choose.<\/p>\n If you\u2019re finding it too much of a challenge to grab the bull by the horns, you might just need a little help from a financial adviser. It\u2019s no different to a couch potato who needs motivation to exercise seeking the help of a personal trainer for guidance and encouragement. Whatever your income level, professional advice and support from a trained planner will force you into being more proactive about your finances and regular reviews will help you stay motivated and flag up any issues that need addressing.<\/p>\n Don\u2019t be a financial couch potato! For a no-obligation chat with one of our highly trained professional advisers, please get in touch.<\/p>\n","protected":false},"excerpt":{"rendered":" One of the most common reasons potential clients first make contact with us is that they have received a large sum of money, often an inheritance, and they want advice regarding how best to invest it. The inheritance or windfall is probably a larger sum than they have had to play with previously and therefore…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false},"categories":[69],"tags":[],"class_list":["post-4856","post","type-post","status-publish","format-standard","hentry","category-financial-planning","category-69","description-off"],"acf":[],"yoast_head":"\n