{"id":3906,"date":"2019-02-19T14:29:59","date_gmt":"2019-02-19T07:29:59","guid":{"rendered":"https:\/\/www.infinitysolutions.com\/?p=3906"},"modified":"2019-09-11T10:10:40","modified_gmt":"2019-09-11T02:10:40","slug":"why-you-shouldnt-skimp-on-travel-insurance-or-make-any-assumptions-about-your-cover","status":"publish","type":"post","link":"https:\/\/www.infinitysolutions.com\/blog\/insurance\/why-you-shouldnt-skimp-on-travel-insurance-or-make-any-assumptions-about-your-cover\/","title":{"rendered":"Why you shouldn’t skimp on travel insurance – or make any assumptions about your cover"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]Here I am back on\u00a0the travel insurance bandwagon<\/a>…this time with a plea to travellers to make no assumptions about cover. I am inspired, yet again, by the recent real life tale of a friend who didn\u2019t have cover for a trip but ended up having an accident and needing expensive treatment. Most galling is that usually he does take travel cover – but he assumed that on this trip he\u2019d be OK to go without. It is a decision that has cost him dearly and which he bitterly regrets.<\/p>\n

There are two main assumptions people make when justifying not getting travel insurance and they are both ill-advised. They are:<\/p>\n

1. It\u2019s not worth getting travel insurance<\/h2>\n

So you might consider travel insurance if your trip was high-risk – skiing say, or where crime rates are high or traffic accidents frequent \u2013 but Australia\/the UK\/Europe to see the family? You\u2019ll be fine there, there\u2019s no need to fork out for travel insurance.<\/p>\n

Well, you may very well be fine\u2026 but then again you may not. I can\u2019t tell you how many times I hear the refrain \u2018It isn\u2019t worth renewing for this trip.\u2019 and I just don\u2019t buy it. Accidents happen everywhere, illness can strike anytime and It is never worth the gamble to travel without insurance whether you\u2019re planning a high-octane trip or a low-key visit to friends and family, whether you\u2019re going for a short weekend break or an extended holiday.<\/p>\n

2. I\u2019m covered by my credit card<\/h2>\n

Are you? Under what conditions? What is your excess? What level of cover do you have? Is repatriation included? Most people who say they are covered by their credit card insurance come unstuck when it comes to the detail and with insurance that\u2019s where the devil always is! There is no worse time to start trying to understand what you are covered for than when you are making a claim. Often that involves a nasty shock such as a hefty excess or exclusions you hadn\u2019t been aware of.<\/p>\n

Finding out that cover is lacking when you thought you had it can be devastating. If you are going to rely on insurance provided by your credit card, take the time to find out exactly what is included. It could very well be sufficient but don\u2019t assume that\u2019s the case, read the small print and if there are any gaps in cover, take out a comprehensive travel insurance policy.<\/p>\n

The crazy thing is that travel insurance is relatively cheap compared to other types of insurance and, given that it could save you an enormous amount of stress, not to mention money, why would you skimp on it?<\/p>\n

Buying good travel insurance is inexpensive and easy,\u00a0contact us<\/a>\u00a0or even just do it online but do me and your friends and family a favour and don’t travel without it![\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text]Here I am back on\u00a0the travel insurance bandwagon…this time with a plea to travellers to make no assumptions about cover. I am inspired, yet again, by the recent real life tale of a friend who didn\u2019t have cover for a trip but ended up having an accident and needing expensive treatment. Most galling is that…<\/p>\n","protected":false},"author":10,"featured_media":3907,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false},"categories":[3],"tags":[],"class_list":["post-3906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-3","description-off"],"acf":[],"yoast_head":"\nWhy you shouldn't skimp on travel insurance | Infinity Solutions<\/title>\n<meta name=\"description\" content=\"If you are going to rely on insurance provided by credit card, take the time to read what is covered. 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