{"id":11141,"date":"2023-02-14T09:00:52","date_gmt":"2023-02-14T01:00:52","guid":{"rendered":"https:\/\/www.infinitysolutions.com\/?p=11141"},"modified":"2023-02-14T10:40:05","modified_gmt":"2023-02-14T02:40:05","slug":"no-romance-without-finance-how-to-say-i-love-you-with-financial-planning","status":"publish","type":"post","link":"https:\/\/www.infinitysolutions.com\/blog\/no-romance-without-finance-how-to-say-i-love-you-with-financial-planning\/","title":{"rendered":"No romance without finance: how to say \u2018I love you\u2019 with financial planning"},"content":{"rendered":"

No romance without finance: how to say \u2018I love you\u2019 with financial planning \u00a0<\/strong><\/p>\n

Here comes Valentine\u2019s Day and all the hearts and flowers paraphernalia that comes with it. Why not do something different this year? Offer the love of your life the gift of financial security. <\/em><\/p>\n

Financial planning can be romantic!<\/strong><\/p>\n

While romance and financial planning don\u2019t sound like likely bedfellows, I can\u2019t think of a more powerful way to say \u2018I love you\u2019 than pledging to look after your other half financially, through thick and thin.<\/p>\n

Think about it! Which shows greater love and commitment:\u00a0 a hastily scribbled card and a mediocre meal in the company of other couples forcing themselves to have a romantic time, or knowing that someone cherishes you enough to take steps to ensure your financial security now and in the future?<\/p>\n

Here are two ways to marry romance and finance!<\/p>\n

    \n
  1. \u2018Til death us do part<\/strong><\/li>\n<\/ol>\n

    With life insurance, you can go one better than the \u2018til death us do part<\/em> pledge of traditional wedding vows and protect your partner from beyond the grave!<\/p>\n

    If you\u2019re in a serious long-term relationship, life insurance is a key tool to ensure that your loved one is financially secure even if you\u2019re no longer there to contribute to the finances.<\/p>\n

    A lump sum payment won\u2019t make up for the loss they have suffered but it will enable them to maintain their standard of living and avoid having to make major life changes at a stressful time. That\u2019s one hell of a way to show undying love.<\/p>\n

      \n
    1. All that I have I share with you\u2026.<\/strong><\/li>\n<\/ol>\n

      \u2026 except if the taxman gets his hands on it! If you don\u2019t take the time to understand the inheritance tax laws that apply to you and plan accordingly, your partner could end up with a much smaller part of your estate than you intended.<\/p>\n

      UK expats married to partners of other nationalities, in particular, should be wary of this. While interspousal transfers<\/a> between two UK-domiciled individuals are exempt from UK IHT, this is not the case if your spouse is not UK-domiciled.<\/p>\n

      Whatever your situation, a will is essential to make sure that there is no misunderstanding about the distribution of your estate that could delay probate and cause financial difficulties for your partner.<\/p>\n

      Cross-border estate planning is complicated. To find out the best ways to protect your legacy and prove just how much you love your partner, it is best to take professional financial advice<\/a>.<\/p>\n

      When it comes to romantic gestures, unequivocally proving your long-term commitment to someone by sorting out these two elements of your financial planning speaks volumes.<\/p>\n

      A bottle of bubbly or a bunch of roses wouldn\u2019t go amiss as well though!<\/p>\n

      Infinity has extensive experience in helping expats in Asia with life insurance, will writing and estate planning as well as medical insurance, saving and investing for retirement and education fee planning. <\/em>Get in touch<\/em><\/a> to discuss your financial planning requirements. <\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

      No romance without finance: how to say \u2018I love you\u2019 with financial planning \u00a0 Here comes Valentine\u2019s Day and all the hearts and flowers paraphernalia that comes with it. Why not do something different this year? Offer the love of your life the gift of financial security. Financial planning can be romantic! While romance and…<\/p>\n","protected":false},"author":2,"featured_media":11143,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false},"categories":[3,153,66],"tags":[],"class_list":["post-11141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-blog","category-viewpoint","category-3","category-153","category-66","description-off"],"acf":[],"yoast_head":"\nNo romance without finance: how to say \u2018I love you\u2019 with financial planning | Infinity Financial Solutions<\/title>\n<meta name=\"description\" content=\"Infinity Financial Solutions We integrate financial solutoinproducts in order to provide optimum benefit to our customers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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