Retirement Planning & Pensions Transfers | Infinity Financial Solutions https://www.infinitysolutions.com/category/blog/retirement-planning-pensions-transfers/ Infinity specialises in providing superior financial planning solutions to expatriates throughout Asia and across the world. Tue, 03 Jun 2025 07:29:49 +0000 en-US hourly 1 Retirement planning: Why starting now beats starting big https://www.infinitysolutions.com/blog/retirement-planning-why-starting-now-beats-starting-big/ Tue, 03 Jun 2025 07:29:49 +0000 https://www.infinitysolutions.com/?p=13054 Relying solely on a state pension will not afford you a comfortable retirement. That’s why retirement planning is essential for everyone. Consistency and time are the key ingredients to success, so the best advice is to start early, save regularly, and let time work in your favour.   Starting small is better than not starting…

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]]> Retirement planning: Will you work into your 70s? https://www.infinitysolutions.com/blog/retirement-planning-will-you-work-into-your-70s/ Thu, 29 May 2025 02:30:56 +0000 https://www.infinitysolutions.com/?p=13063 Fancy working into your 70s? State pension ages are rising and that will be the new reality for millions. If you want to choose when you retire, taking control of your own retirement planning is the only way.    The rise of the silver economy  ‘The Rise of the Silver Economy’ report, released in April…

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]]> Retirement planning: Is lifestyle creep ruining your retirement? https://www.infinitysolutions.com/blog/retirement-planning-is-lifestyle-creep-ruining-your-retirement/ Thu, 01 May 2025 01:56:21 +0000 https://www.infinitysolutions.com/?p=13011 When we make more money, we tend to spend more money, and what were once luxuries become necessities. However, if lifestyle creep gets out of hand, it could negatively impact your long-term financial plan. It’s all about finding a balance… What is lifestyle creep? Lifestyle creep, otherwise known as lifestyle inflation, occurs when you start…

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]]> Maternity insurance: A must for expat parents-to-be https://www.infinitysolutions.com/life-insurance/maternity-insurance-a-must-for-expat-parents-to-be/ Tue, 15 Apr 2025 06:23:57 +0000 https://www.infinitysolutions.com/?p=12994 Younger expatriates thinking of starting a family need to plan carefully to avoid high out-of-pocket costs during pregnancy and childbirth. These are the main considerations to think about. The cost of having a baby in Asia Having a family is always expensive, but expatriates in Asia have to consider additional costs that they might not…

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]]> Retirement planning: Four golden rules for expatriates in Asia https://www.infinitysolutions.com/blog/retirement-planning-four-golden-rules-for-expats/ Fri, 11 Apr 2025 00:00:28 +0000 https://www.infinitysolutions.com/?p=12991 A UK state pension is a great addition to a pension pot, but it won’t be enough for a comfortable retirement. If you’re looking for long-term financial security, you need a plan. Check out the four golden rules of retirement planning. Don’t rely on a UK state pension  The UK government’s recent decision to open…

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]]> Retirement planning for expats: The importance of diversifying your retirement income streams https://www.infinitysolutions.com/blog/retirement-planning-for-expats-the-importance-of-diversifying-your-retirement-income-streams/ Thu, 03 Apr 2025 02:51:04 +0000 https://www.infinitysolutions.com/?p=12980 Diversifying income streams is crucial for retirement security, especially for expats who have additional financial complications to navigate. Robin Copley looks at the benefits of a diversified retirement income strategy.   Will you outlive your savings? Planning for retirement is far more challenging today than it was for our grandparents. In 1970, the average life…

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]]> Retirement planning: Are you overlooking healthcare costs in your retirement plan? https://www.infinitysolutions.com/blog/retirement-planning-are-you-overlooking-healthcare-costs-in-your-retirement-plan/ Wed, 12 Mar 2025 00:34:11 +0000 https://www.infinitysolutions.com/?p=12900 Healthcare costs are often underestimated in retirement planning, especially for expats who might not be eligible for local medical benefits. Have you factored sufficient healthcare costs into your retirement plan?   Healthcare requirements in retirement While a recent Cigna Global report indicates that 80% of expat retirees consider healthcare one of their largest expenses, a…

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]]> Financial planning for women: are you letting a lack of confidence get in the way of your future financial security? https://www.infinitysolutions.com/health-insurance/financial-planning-for-women-are-you-letting-a-lack-of-confidence-get-in-the-way-of-your-future-financial-security/ Sat, 08 Mar 2025 01:04:53 +0000 https://www.infinitysolutions.com/?p=12848 On International Women’s Day, we take a look at the reasons why women don’t invest enough and explore strategies to encourage women to build and protect wealth to safeguard their future financial security. Women don’t invest enough It’s difficult to find up-to-date, accurate figures on women and investing. Certain studies suggest that women are more…

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]]> Retirement planning for UK expats: Don’t miss this key opportunity to boost your pension https://www.infinitysolutions.com/blog/retirement-planning-for-uk-expats-dont-miss-this-key-opportunity-to-boost-your-pension/ Tue, 04 Mar 2025 01:15:34 +0000 https://www.infinitysolutions.com/?p=12862 The deadline for topping up your National Insurance contributions as far back as 2006 closes on 5th April 2025. UK expatriates should not miss this opportunity to boost their retirement plan.    State pension rights for UK expats in Asia: what you need to know The UK state pension is never going to enable you…

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]]> Retirement planning: six major pitfalls expats should avoid https://www.infinitysolutions.com/blog/retirement-planning-six-major-pitfalls-expats-should-avoid/ Mon, 24 Feb 2025 01:27:49 +0000 https://www.infinitysolutions.com/?p=12837 If you get your planning right, you’ll enjoy a retirement characterised by freedom of choice, financial security, and the opportunity to live life on your own terms. However, for expats, retirement planning comes with unique challenges that can derail even the most well-intentioned plans. Robin Copley highlights six retirement planning pitfalls to avoid.   The…

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