Verena Malherbe, Author at Infinity Financial Solutions Infinity specialises in providing superior financial planning solutions to expatriates throughout Asia and across the world. Fri, 28 Feb 2020 08:28:44 +0000 en-US hourly 1 Saving Is Not Just For Rainy Days! https://www.infinitysolutions.com/blog/financial-planning/saving-is-not-just-for-rainy-days/ Fri, 28 Feb 2020 08:28:44 +0000 https://www.infinitysolutions.com/?p=5359 ‘Wold he haue me kepe nothing against a raynye day?’ No I’m not terrible at spelling, that’s the first recorded appearance in English of the phrase ‘saving for a rainy day’ which, according to grammarist.com, appeared in a book called The Bugbears way back in 1580. The world has moved on significantly since the 16th…

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]]> How Many Paydays Do You Have Left? https://www.infinitysolutions.com/blog/financial-planning/how-many-paydays-do-you-have-left-until-you-retire/ Tue, 13 Aug 2019 08:39:15 +0000 https://www.infinitysolutions.com/?p=4360 We all know life is short and most of us become more acutely aware of this the older we get. But our working lives are even shorter. Just how much longer you have to work will depend on your age and at what age you plan to retire but, whatever the case, I bet you…

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]]> The Importance Of Budgeting And Saving https://www.infinitysolutions.com/blog/savings/the-importance-of-budgeting-and-saving/ Thu, 06 Jun 2019 07:43:34 +0000 https://www.infinitysolutions.com/?p=3873 Do you budget? I’m always surprised by just how many individuals and households don’t. Budgeting is at the foundation of successful financial planning not just for businesses but for all of us. And it is crucial whether you earn $1,000, $10,000 or $100,000 (!) a month. If you don’t know how much is flowing in…

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]]> Financial Planning For Stay At Home Spouse https://www.infinitysolutions.com/blog/financial-planning/financial-planning-for-stay-at-home-spouse/ Thu, 06 Jun 2019 07:37:43 +0000 https://www.infinitysolutions.com/?p=3870 I recently came across an article by Melinda Gates on Linkedin which stopped me in my tracks. It was this quote, from economist Marilyn Waring, which particularly resonated with me: ‘If you hired workers at the market rate to do all the unpaid work women do, unpaid work would be the biggest sector of the global economy.’…

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]]> Financial planning basics: Inflation (and how it could be stealing your savings) https://www.infinitysolutions.com/blog/savings/financial-planning-basics-inflation-and-how-it-could-be-stealing-your-savings/ Thu, 25 Apr 2019 03:58:13 +0000 https://www.infinitysolutions.com/?p=3887 Inflation is often in the financial news and I’m pretty sure you will have already grasped the notion that it is all about rising prices. As prices go up the purchasing power of money decreases so the money in your pocket (or your bank account) is worth less over time. Inflation is expressed as a…

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]]> Are forgotten assets losing you money? https://www.infinitysolutions.com/blog/financial-planning/are-forgotten-assets-losing-you-money/ Tue, 26 Mar 2019 07:05:20 +0000 https://www.infinitysolutions.com/?p=3896 Back in 2016 the Financial Conduct Authority (FCA) in the UK launched a review of the the life and pension sector’s closed-book business which revealed how they were exploiting their longest-serving customers. The review highlighted a number of failings including holding customers to unfair and outdated terms and conditions written decades previously, companies failing to…

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